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As most of us are not experienced with having a lot of money, it can be difficult to curb the drive to spend wildly when winning Powerball.
Create a budget for yourself and stick to it religiously. Don't overspend the budget in any way, shape, or form. Keeping to a budget allows you to know how much money you are spending and how much you have left.
If you can keep to the budget, you can live a varied and luxurious lifestyle without having to worry about draining your winnings.
Oui, merci! The overall odds of winning a Powerball prize are approximately 1 in The winning numbers are announced on television, on the Powerball website , in newspapers, and online.
In order to win the jackpot, players must correctly match all five white balls as well as the red Powerball. There's no guarantee that a jackpot will be awarded in every drawing.
If no one picks all six winning numbers, the jackpot rolls over to the next drawing. As jackpot values soar, more and more people buy tickets, so a larger percentage of the possible number combinations are sold.
Eventually, it becomes nearly impossible for a drawing to occur without a winner. The jackpot can, and often does, reach values of hundreds of millions of dollars.
But there's more to Powerball than just the jackpot prizes. The value of the prizes depends on how many numbers a player has guessed correctly, and the number of prizes awarded in each drawing is limited only by how many people make correct guesses.
For an additional dollar, you can add the PowerPlay option, which increases the size of your prize if you correctly guess one to five qualifying numbers.
If you purchase the PowerPlay option, the value of any prize you win for matching fewer than five balls will be multiplied by a randomly-drawn value between two and five.
For the payouts for matching five or six balls, the PowerPlay option works differently. The other multipliers don't come into play. Take a look at the Cash Vs Annuity page to find out more.
If you win the Powerball jackpot, you have to pay tax regardless of which option you choose. You can check out the Powerball Taxes page for more information.
There are a growing number of states in which you are allowed to remain anonymous when you win the lottery - Arizona, Delaware, Georgia, Kansas, Maryland, New Jersey, North Dakota, Ohio, South Carolina, Texas, Virginia, West Virginia and Wyoming all allow winners to shield their identities.
In some of these states there are conditions, where you must have won a certain amount to be able to stay private. If your jackpot-winning ticket gets lost or stolen, anyone could claim your cash if you haven't signed your ticket.
One thing to be aware of before you sign: some states allow winners to let a trustee or foundation sign their ticket to help protect their anonymity.
In , a New Hampshire jackpot winner sued for the right to remove her name and add a trustee instead. She won her case, but you'd save yourself time and effort if you research whether you want to do this before you win your jackpot.
It's a good idea to take pictures of the front and the back of the lottery ticket, to give you some legal standing as the owner if you lose your ticket.
Once you've taken care of that, find a safe place to store your ticket while you get everything else straightened out. Since you won't cash it in immediately, you're going to want the peace of mind of knowing exactly where it is and that no one can get to it.
Your life is going to change as soon as you cash in your ticket, so you want to make sure that you have everything in order before that happens.
To plan your time, it's important to know how long you have before you claim your prize. Every jurisdiction that sells Powerball tickets has its own rules about when you have to claim your prize.
Even the prize value affects how much time you have; jackpot winners sometimes have longer than winners of other prizes. To find out how much time you have, look at your ticket.
There should be a date there.